Who are your descendants?
In the past, the definition of descendant was straightforward: a person who can be traced back to a specific ancestor through the same bloodlines. But planning for today’s more diverse family structures now encompasses much more than biological heirs:
- Adopted beneficiaries. Should the definition of descendant in your trust include a person who your child, grandchild, or great-grandchild legally adopted? What happens if your child, grandchild, or great-grandchild gives a biological child up for adoption? Should a blood heir who has been adopted out of your family be included as your descendant? Consider explicitly including or excluding adopted minor and adult beneficiaries in the definition of descendant in your trust agreement.
- Stepchildren. Should the definition of descendant in your trust include a stepchild of your child, grandchild, or great-grandchild? What if your heir does not legally adopt the child but treats them like one of their own children? You may have the opportunity to get to know your stepchildren (and even your step-grandchildren) and decide whether to include or exclude them in the definition of descendants for the purposes of your estate plan (in fact, you could include some and exclude others). That said, it is important to decide and communicate whether stepchildren in later generations whom you have not met should be included or excluded as beneficiaries of your trust.
- Beneficiaries conceived using assisted reproductive technology. Should the definition of descendant in your trust include a child, grandchild, or great-grandchild conceived using artificial insemination or a surrogate mother? What about a child, grandchild, or great-grandchild conceived using an anonymous sperm or egg donor? While no one knows what the future definition of assisted reproductive technology will encompass, the definition of descendant in your trust agreement should specifically include or exclude heirs conceived using such technologies.
Carefully Defining Your Trust Beneficiaries Will Keep Your Heirs Out of Court
Who qualifies as your descendant 20, 30, or even 50 years into the future should be carefully considered and defined explicitly within your plan, especially when creating a trust. Clearly defining who will be entitled to receive money and property from your trust will allow for a smooth transition between generations and keep your heirs and trustees out of court.
If you have questions about the definition of descendant used in your trust or would like to discuss how you can clearly define your trust beneficiaries, please call our office.
